Investment Funds
Investment Funds
Mutual funds and other pooled vehicles can multiply buying power and reduce idiosyncratic risk. We help clients select vehicles that fit risk tolerance, time horizon, and objectives while controlling fees and overlap.
Types of Funds
Open-End Funds: Unlimited shares purchased directly from the fund; pricing at daily NAV enables liquidity but requires discipline to avoid timing errors. Closed-End Funds: Fixed share counts trade on exchanges; discounts and premiums to NAV introduce opportunities and risks. Load and No-Load Funds: Sales charges versus management fees are weighed against performance persistence and total cost of ownership.
Popular Fund Categories
Growth Funds: Prioritize long-term capital appreciation with higher volatility; suitable when time horizon and risk capacity are ample. Growth & Income Funds: Blend equity appreciation with dividends to smooth returns and support distribution needs. Income Funds: Emphasize cash flow via bonds and dividend strategies; sensitive to interest-rate cycles and credit risk. Capital Protection Funds: Aim to preserve principal while generating modest returns; useful for short horizons or low risk tolerance.